How to find a rental fast with bad credit?

Hi, I was wondering if I could get some opinions from a few people. Anything would be appreicated.



Ok, here goes. I'm really young, only 19, but have messed up my credit pretty bad. I didn't understand how credit exactly worked, and how it would effect my future. I was young and stupid. I also got an eviction within the past year. None of these things I can take back, but am working to fix my credit and learning from my mistakes. But they have gotten me into a hole that's way too deep for me to get out of for the next few years at least.



I'm living with my boyfriend in a house with some of his relatives, and the conditions have become unbearable. The people in this house are nuts and we need to get out.



The problem is my boyfriend and I both have an eviction, and poor credit. But we need to get out as soon as we can. We are good people, we don't steal or cheat or have felonies or anything, we have just ****** ourselves basically.



Is there anyway we can find a place to rent? We can afford it, but the problem is finding somewhere that will take us. I really don't want to live in someone else's house. We have already tried that.



If anyone has been in a similar situation, will you please give me some advice?



Thank you.. feel free to ask questionsHow to find a rental fast with bad credit?
Um, if you could afford it,why did you get an eviction? That's the explanation you are going to have to make to a potential landlord. Frankly, I wouldn't rent to either of you when there are plenty of other tenants out there with good histories. Plus, you are only 19, which doesn't help, because your life can change so quickly at that age and landlords want stability.



What i would do is get your credit report for free at www.annualcreditreport.com, find out what is on there that is causing the bad credit, and clean that up. At the same time, save up as much money as you can for a hefty upfront payment to a landlord. If you offer them a month's security deposit and to prepay three months rent in escrow, they might give you a chance. If you can't afford to put up four months rent, then you might as well stay where you are. If you can show a landlord a bank account with four month's rent in it, they might be persuaded to give you a chance.How to find a rental fast with bad credit?
You should have a large security deposit saved up and available. Then, a lot of your credit problems won't matter as much.
Don't know the situation that cause you to get a ding against your credit report, don't care. Here's what you need to do! You and your boyfriend! find a private owner who would be willing to work with you. You may have to provide a larger security deposit you may not you may have to only provide the first %26amp; last month's rent plus security deposit. I don't know for sure each landlord is different. Now to fix your credit situation. Get the free credit report as the other poster as mention and get those creditors (who you owe) contact information and work out a repayment plan make sure you get a final payment letter stating that your obligation has been paid in full %26amp; send a copy of that letter back in too the three credit bureas yes there are three to correct the information on your credit report so you can get on with reestablishing your credit. You've learn a valuable lesson at a young age now you know how valuable credit is once you get your credit reestablish keep it that way by paying your creditors on time and not living like the joneses live within your means. Take care!
With both of you having bad credit AND evictions in the last year on your records.. you would have to find someone who is either naive enough to not run a background check or credit check on you, or just likes to take chances..LOL



You say that you are *good people* and don't *steal or cheat*. Hmmm.. why did you get evicted? Why is your credit messed up at the ripe old age of 19? If you got evicted because you didn't pay the rent..well, that can be seen as stealing and cheating the landlord out of his rent money..same goes for whatever loans or credit cards you defaulted on.



You have to see it from a potential landlords viewpoint. You guys are high risk, and there is absolutely no guarantee you aren't going to stiff the new landlord when someone gets laid off, you break up, or things just basically get *hard*. You have a history now of abandoning your responsibilities, there are consequences for that.



The people you live with now may be crazy or driving you crazy, but it is a roof over your head.