Getting pre approved for a mortgage loan with BAD credit?

Im trying to buy a house and I know which house I want. I tried to get pre approved and they told me that I needed to pay off my bills first....(im using sony mae mortgage loaning) and I just want to know why or how I cant get the house without paying off my bills first. I know theres a way and I really want the house!Getting pre approved for a mortgage loan with BAD credit?
Hello Dear,



I saw your question and I decided to inform you on how i got my loan credit from Ultimate Lenders. I am Mrs. Rose Smart, six months ago my only son took ill, he was

diagnosed of a heart disease, i was told by the insurance company, that

my insurance won't cover my sons medical care.



As a mother, i was devastated, owing to the fact that i just lost

my husband a few years ago, so i started looking for money, because my

job was not paying enough to cover my son's bill, i looked for help from

family and friends but there was non coming, i went to the bank and

was told that, they could not grant me a loan, because i had no

collateral.



Finally, just as i gave up hope on lenders on the Net because of

scams, i met a lady chaitu from China who told me of Mr. Frank Smith, i

tried him and he gave a loan for $80,000usd, today my baby boy is doing

well, i am not telling you this for you to feel sorry for me, rather i

am telling you so that you can help me thank him and if you are ever in

need of a loan you can contact him via e-mail:ultimate.lenders@yahoo.com

Thanks for reading my testimony, and God bless all the good people.



Best regards,



Mrs. RoseGetting pre approved for a mortgage loan with BAD credit?
Hello Dear,



I saw your question and I decided to inform you on how i got my loan credit from Ultimate Lenders. I am Mrs. Rose Smart, six months ago my only son took ill, he was

diagnosed of a heart disease, i was told by the insurance company, that

my insurance won't cover my sons medical care.



As a mother, i was devastated, owing to the fact that i just lost

my husband a few years ago, so i started looking for money, because my

job was not paying enough to cover my son's bill, i looked for help from

family and friends but there was non coming, i went to the bank and

was told that, they could not grant me a loan, because i had no

collateral.



Finally, just as i gave up hope on lenders on the Net because of

scams, i met a lady chaitu from China who told me of Mr. Frank Smith, i

tried him and he gave a loan for $80,000usd, today my baby boy is doing

well, i am not telling you this for you to feel sorry for me, rather i

am telling you so that you can help me thank him and if you are ever in

need of a loan you can contact him via e-mail:ultimate.lenders@yahoo.com

Thanks for reading my testimony, and God bless all the good people.



Best regards,



Mrs. Rose
You have bad credit because either (1) you have too much debt, or (2) you have a history of not paying your bills on time.



In either case, why would you expect someone to loan you $150,000, knowing you were in that situation?
Sounds like you have too much debt. Unless you get a co-borrower to apply with you, I think you will have to pay down your debt. Good luck.
BAD credit? no mortgage loan. won't happen. creditors look hard @ yer credit %26amp; want 2 know how much of a risk u r. if u have BAD credit they'll deny u a loan. mortgages r VERY long term, %26amp; u MUST B VERY $$$ stable 2 afford it.a mortgage is the hardest loan 2 get
u have bad credit try an fha loan credit score required 620