How difficult is it to refinance with bad credit?

We bought our house 11 years ago, owner finance. We have NEVER had a late payment, but unfortunately, the man does not report to the credit agency. Anyway, we owe $60K on the house and it is worth around $350K. We would like to refinance to get ';ahead'; but our credit is poor. Any suggestions?How difficult is it to refinance with bad credit?
is your name on title? if it is, with that low of loan to value, you shouldn't have a problem refinancing.How difficult is it to refinance with bad credit?
Maybe you can see anser in this link below :

http://www.condo2home.com/category/refinance-with-bad-credit/

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right now, it is almost impossible. Your best bet is to fill out forms online requesting a refinance. When you do this, your refinance information goes out to lenders (not any personal information) then lenders who think they can help you will call you up and give you a quote.

One place to start is here: http://www.endthisdebt.com/refinance.cfm



if you can't get help there, you can try lending tree.
Hi,

I used ';Credit Solution'; to settle my loans.They managed to reduce my loans up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here:

http://shrinkurl.us/vfq

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