How can I get a used car loan with bad credit, I knw other people who have done it?

I was in bankruptcy(chapter 13), I had almost paid off my debts, to help myself out I refinanced my house to get a lower interest rate, and pay the chapter 13. I did that, and everything was fine then I had a heart attack, and now my credit in a worse state then it was before, Help!How can I get a used car loan with bad credit, I knw other people who have done it?
There are many auto dealerships in our area that do in-house financing and offer the buy here, pay here option. I do not personally endorse any one place, however I know of a few people who have gone through a place called DriveTime. You can do a search, they might have a website or a dealership in your area. Even more lenient with credit worthiness are the small dealerships that offer the buy here/pay here option on their marquees. My suggestion? Drive around with a friend, keep your eyes open for these small operations. Or, check your local newpapers for similar offers.How can I get a used car loan with bad credit, I knw other people who have done it?
there are companies that will give someone a second chance at owning an automobile or whatever check into them see what they offer.
if the car lot wants to get rid of the car, they will make as many phone calls as it takes for someone to take the loan
Sorry to read about your heart attack. I hope you are doing much better now.



My advice - skip the loan and save up to get an old beater. Any place that will offer you credit will also charge an arm and a leg in interest. Set aside $100-200 dollars every month and in a few months you will have enough to buy an OLD car with cash (no payments). Keep putting that money in the bank every month and in a few more months, you can take your old car and trade up (with your cash) for a newer car. Never buy new cars - they depreciate too quickly.



If you need a car right now (to get to work), get a very old car with a very small loan ($1000-1500) and pay it off in a year (payment should be around $100-150). At the same time, try to put some money into savings for your next car.



ALWAYS have cash in savings for emergencies. They WILL happen (as you have learned), so it's best to be prepared.
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Good luck