How can i buy a house?

I am very interested in buying a house with my boyfriend. He has bad credit and I really don't have any. I know there has to be a way for us to buy a house or even rent to own, which is what we are looking for. I know people that are able to get houses who have worse credit than me or my boyfriend. There has to be some way we can get a house as well. Does anyone have any advice? Is there diffrent methods, if so what are they? We really want a house and know there has to be a way. He works I don't. What about houses through banks, what is the story on that?How can i buy a house?
Right now there are an abundant numbers of houses on the market and sales are few and far between. Its a buyers market but with bad credit it will be near impossible to get an approved loan. I suggest you look for a house that you could lease option on where much of what you lease it for is put toward a down payment toward a home purchase. There are also land sales contracts where you buy the house from the owner on monthly payments. The main thing is you both work and have good jobs so you can guarantee payment otherwise you could put thousands toward the purchase and if unable to pay, the owner could take the home back, keep your money, and resell it to someone else...good luck to you.How can i buy a house?
firstly improve your bf credit score and than look at buying house.

few links which may be of help to you.



http://loans-guru.com/healthy-debt-alter

http://loans-guru.com/things-you-should-
They are many programs for first time buyers, my answer to you would be to talk to a lender or mortgage company to see if anything can be done to help you, they could even tell you what to do to fix your credit in order to get a loan.



Gilbert Aguilar

Keller Williams Realty

210.548.3893

gaguilar@kw.com

www.gilbertaguilar.com
How To Get The Best Mortgage to Buy Real Estate

Mortgages come in many different shapes and sizes, each with their own advantages and disadvantages. In this article you'll be able to find out about current rates, along with advice from a home loan expert. So what is a mortgage anyway? Well mortgages are used by people and businesses to make large purchases of real estate without paying the entire value of the purchase up front. Mortgage lending is the primary way banks in most countries to finance private ownership of homes. Generally with a mortgage, the debtor must meet the conditions of the underlying loan or other obligation and the conditions of the loan