Any one on here ever bounced back from bad credit?

I'm just wondering if there is anyone who would like to share their story about how they rebounded from bad credit. Were you able to do anything about your credit score with negative items on there, and were you able to get a house if you once had bad credit? I'm looking for anything like this. Thanks.Any one on here ever bounced back from bad credit?
Yes. I at one time after a business went under lost everything and my credit hit the dumpster of life.

It took years of working extra jobs, learning more about credit and working with my creditors.

I did not file bankruptcy as it was just adding to what I owed with those large attorney fees.

I let time erase some from my credit report and now am debt free (excluding my house mortgage and new boat payments). But as to credit cards, got em, hardly use em, but need them for credit history.



There is light at the end of the tunnel, you just need a ';flashlight'; to help you, you can get one for free at the FTC web site.



Hope this answers your question.

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