How do I get a personal loan with bad credit?

I am looking for a personal loan, but my credit is not good. I don't want a payday loan but that is all I find on the internet when I type in personal loans for people with bad credit. Do you know any lender who will give loans to people with bad credit? I don't really care to much about the interest rate. I just would like the loan to pay off some stuff and get some new things I need around my house. But I don't own a home, so I can get a home loan.How do I get a personal loan with bad credit?
prosper.com They give loans to just about anybody, you just have to sell your story.How do I get a personal loan with bad credit?
The bad credit personal loans are designed for people with bad credit record. Even these loans can be either secured or unsecured, but they will always have much higher interest rates and strict repayment plan, as ..http://www.freewebs.com/getanswer/PersonalLoans.html

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there is places some local banks do. u pay higher interest then somebody else would. look in the phone book and start calling some places and u would be surprised on how many places gives loans to ppl with bad credit. just tell them pretty much ur credit sucks but they will decide that. there is help stop looking on the computer.
Hmm I doubt it, maybe with a co-signer u can
payday loans are all toy an get but whatch out for them they will rip you off