my credit has been getting bad and i am thinking about filing bankruptcy because my debt is a lot. i want to buy a house when i get married and my girlfriend has good credit. i am wondering if we can buy a house together with her credit or will mine make it impossible.How to buy a house if i have bad credit?
If she has a high income, yes, you can co-sign with your gf.How to buy a house if i have bad credit?
You will need to pay in cash. You will not be buying for many years.
You can have HER buy the home in her name only before you get married. But the best thing is to pay your freaking bills.
Toss the credit cards, stop spending money, get more hours at work or a second/third job and take care of business. Man-up and take care of your finances before you involve her in your financial affairs and before you start cranking out kids.
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